Credit report dispute letter
A printable from Credit Report and Debt Collectors. Fill it in by hand. Nothing you write is collected by this website.
Credit report dispute letter
Date: ____________
To: [Equifax / Experian / TransUnion, or the business that reported it], address from its website or your report
My name: ____________ My address: ____________ My phone: ____________ Report confirmation number, if any: ____________
I am writing to dispute the following information in my credit file.
Item 1: [company name], account number ending in ______. This is wrong because: ______________________________. Please [remove / correct] this item.
Item 2 (if any): ______________________________.
I have enclosed a copy of my report with the items circled, and copies of these documents: ______________________________.
Please investigate, correct or delete the information, and send me the results in writing.
Signature: ____________
Send by certified mail with return receipt. Keep a copy. Send copies, never originals.
From Credit Report and Debt Collectors. Facts checked October 21, 2026. Free information, not legal or medical advice.