My lending circle planner

My lending circle planner

Before I join

• I took the MAF pre screening quiz
• I have a bank or credit union account that will stay open
• Monthly payment I can afford even in a hard month: $______
• I asked about any fees: ______
• I asked what happens if someone else stops paying
• I asked what happens if I pay late

My circle

• Loan amount: $______
• Number of people: ______
• My monthly payment: $______
• My turn is month: ______
• Last payment month: ______
• What I will use the money for: ______

Every month

• Money is in my account 3 days before the due date
• Payment went through

After 3 to 6 months

• I checked my credit report and see the payments

From Lending Circles. Facts checked October 21, 2026. Free information, not legal or medical advice.