Before you sign a business loan
A printable from Small Business Loans. Fill it in by hand. Nothing you write is collected by this website.
Before you sign a business loan
About the lender
- It is a nonprofit or a lender I looked up
- It told me in writing who can apply (SSN, ITIN or neither)
- It did not ask for any fee before approval, other than a stated application fee
About the loan
- Amount I will get: $______
- Interest rate: ______%
- All fees (application, closing, other): $______
- Total I will pay back: $______
- Monthly payment: $______ for ______ months
- Can I pay early with no penalty? Yes / No
- Are payments reported to Equifax, Experian and TransUnion? Yes / No
About me
- I know exactly what the money is for
- I can make the payment even in a slow month
- I have my ID, ITIN or SSN, bank statements and tax returns ready
- A coach or someone I trust read the terms with me
Do not sign if a box worries you. Ask first.
From Small Business Loans. Facts checked October 21, 2026. Free information, not legal or medical advice.